Ep 29. How to Be Successful as a New Grad 1099 Contractor with Ashley Wright
Show Summary:
The new grad OT journey, there’s nothing quite like it. You’ve graduated, aced your boards, and are ready to dive into the OT world. But then reality hits: so much of what lies ahead is unfamiliar, especially when it comes to settings like home health or early intervention, or deciding to go the independent contracting route as a new grad - all areas of OT we don’t typically cover much while in our programs. In this episode, I’m joined by Ashley Wright, MS, OTR/L, a newly licensed pediatric OT who took the bold step of jumping right into contracting. Ashley shares her experience navigating life as a 1099 contractor, budgeting as a new grad, managing the hidden costs of becoming an OT, and tackling taxes and fluctuating income. She offers real tips and insights on setting up for success, even when facing those first-year challenges. If you’re nearing graduation or just stepping into your first OT job, this episode is packed with encouragement, real talk, and practical advice to help you embrace the unique path you’re meant to take as an OT.
In today’s show, we’re chatting about:
Ashley’s background and path to the OT profession
Reflecting on the transition from OT student to OT practitioner
How to financially prepare for the “hidden costs” to become an OT
Navigating the time between graduation and starting your first OT job
Money management tips for new grad therapists
What led Ashley to pursue 1099 contract positions in EI and a pediatric clinic
The challenges of budgeting and managing fluctuating income as a contractor
How to plan for the lack of benefits as a contractor (taxes, healthcare, etc.)
Ashley’s biggest advice for new graduates interested in contracting
What sparked the “OT with Ashley” platform
Guest Bio:
Ashley Wright, MS, OTR/L is a newly licensed pediatric occupational therapist, diving into her career as an independent contractor in both home health and clinic pediatrics. A recent MSOT graduate, she’s passionate about supporting children’s development and sharing creative intervention ideas through her Instagram account, @OTwithAshley, where she connects with fellow pediatric OTs and parents. Ashley is enthusiastic about navigating the financial side of life as a new grad, from budgeting to licensing costs, and is excited to share her experiences and insights with other therapists just starting out. When she’s not working, Ashley loves running, snacking on popcorn, and planning her upcoming wedding!
Resources
Follow Ashley on Social Media: Instagram
Episode 17. Tackling Taxes as an Independent Contractor with Carol Alvarez
Join the new FB Group: Money Matters in Occupational Therapy
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